admin Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology … Read more
Are you a new investor interested in learning how to invest before committing real money? Perhaps you’re an experiences investor looking to test a new or more advanced trading strategy? In either case, a good stock market simulator can help. But with most investment platforms offering their own versions, how do you know which paper trading … Read more
A Solo 401(k) is one of the most effective ways to save for retirement as a small business owner. You can enjoy generous contribution limits, employer-side contributions and flexible investment options. However, it’s easy to overlook this retirement account as it doesn’t receive as much attention as other retirement solutions. Here are reasons why I … Read more
If you’re a resident of Florida, you have access to a fantastic bonus that can net you up to $600. Seacoast Bank is an FDIC-insured (FDIC #131) National Bank that has been in business for nearly a hundred years. They have 90 branches and they’re all in Florida, it’s the only state in which they … Read more
Will interest rates go down? Yes they will. The challenge is when will they start and what can we do to prepare? According to an article in Fortune, analyst at Citi Research believe the Fed “could slash rates by 200 points over 8 straight meetings.” That would be eight cuts of 25 basis points starting … Read more
Synchrony Bank Product Name: Synchrony Product Description: Synchrony Bank is an online bank that offers competitive APYs on savings, CD, and Money Market accounts. Summary Synchrony Bank is an online bank that offers competitive APYs on savings, CD, and Money Market accounts. Deposits are FDIC-insured, and there are no monthly fees minimum deposit requirements. Pros … Read more
Raisin is a marketing company that partners with banks to offer you some of the highest interest rates on the market right now. They offer savings accounts, certificates of deposit, and money market accounts – but your money is put into their partner banks. Raisin is not itself a bank. One of the added perks … Read more
Western Alliance Bank Review Product Name: Western Alliance Premier High-Yield Savings Product Description: Western Alliance Bank, Member FDIC, is a subsidiary of Western Alliance Bancorporation. It offers a mix of small business, commercial, and personal banking products. Summary Western Alliance Bank, Member FDIC, is a subsidiary of Western Alliance Bancorporation. It’s known for its small … Read more
Consumers are increasingly finding that they don’t have to commit to contracts to get a great cell phone service plan. The best no-contract cell phone plans don’t have to be expensive, either. You can find a cheap, no-contract cell phone plan that offers all of the features you need and want in your cellular service. … Read more
You Need a Budget Product Name: YNAB Product Description: YNAB encourages users to live on last month’s income, thus breaking the paycheck-to-paycheck cycle without having to increase your income. Summary YNAB is a great budgeting tool that breaks the paycheck-to-paycheck cycle and ensures that you always know exactly where you stand. It’s based on “the … Read more